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Massachusetts Continuing Education Requirements

Every state-licensed MLO (in any approved status) is required to complete at least 8 hours of NMLS approved education annually beginning the year they are licensed (unless PE was completed in the same year). Annual CE education must include 3 hours of Federal law, 2 hours of ethics (which must include fraud, consumer protection, and fair lending issues), and 2 hours of non-traditional mortgage lending, plus one (1) additional hour of MA education (referred to as an elective). Number of hours is 3/2/2/ + 1hr of MA law = 8

You will find our Massachusetts specific course option listed below. If you haven't completed your annual 7/8 hours of SAFE CE click here to view our 7 & 8 hour SAFE options. Our SAFE 7 & 8 course are valid in all 50 states, Puerto Rico, and the Virgin Islands.

The deadline to complete CE is December 31, 2020.  However, MLO's in Massachusetts are prohibited from submitting an application to renew their license if they have nto completed CE. Since it may take as long as seven (7) days for a course provider to report a completion to the NMLS, MLO's are strongly encouraged not to wait until the last minute to try to complete CE or they may be precented from submitting for renewal on time.

Pre-licensing Requirements

If you are not already a licensed MLO in the state of Massachusetts you must complete Pre-licensing Education (PE), not Continuing Education (unless you have been instructed by the NMLS to do so). Check out our Massachusetts Pre-licensing Education page for more details.

1 Hour MA SAFE: Complying with Massachusetts Mortgage Law (#11444)

This 1 Hour Massachusetts state-specific SAFE State Law and Regulations continuing education course (10410) is approved by NMLS&R and meets Massachusetts’s requirement for one (1) hour of Massachusetts-specific education.
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