Saving Your Home from Foreclosure
This course will explain what you should do if your mortgage is delinquent or if you are facing foreclosure. You will learn about your options and how to take action to resolve your situation while avoiding predatory lending and other fraudulent scams. You will learn:
- Causes of foreclosure
- Foreclosure process
- How to avoid foreclosure
- How to contact and negotiate with your lender
- Available workout options to keep your home
- What to do if you can’t afford to keep your home
- How to avoid foreclosure rescue scams
Personal Financial Management -You will learn to create a budget, set financial goals, comparison shopping for goods and services, save for emergencies, and keep financial records. A financial toolkit consisting of budget worksheets and expense tracking forms is included to assist you in creating your individual budget. In addition, you will learn about different types of credit, credit reports, credit scores, identity theft, and warning signs of credit problems.